Last updated June 08, 2025

Welcome to www.softmoneymoves.com (“Site”), owned and operated by CHERRY TONE LLC (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Agreement”) govern your access to and use of the Site, including any content, functionality, products, and services offered through or in connection with the Site.

The term “you” refers to any individual who accesses, uses, or views the Site.

Please read these Terms and Conditions carefully before using the Site. By using the Site, you accept and agree to be bound and abide by these Terms and Conditions. If you do not agree with these Terms, you must not access or use the Site.

1. ELIGIBILITY

You must be at least 18 years of age to access or use the Site. By using this Site, you represent and warrant that you are of legal age and possess the legal capacity to enter into this Agreement.

2. USE OF THE SITE

You agree to use the Site only for lawful purposes and in accordance with these Terms. You shall not:

• Use the Site in any way that violates applicable federal, state, local, or international law or regulation;
• Engage in any conduct that restricts or inhibits anyone’s use of the Site;
• Interfere with the proper working of the Site;
• Introduce any malicious or technologically harmful material;
• Attempt unauthorized access to any part of the Site, servers, or databases.

3. INTELLECTUAL PROPERTY RIGHTS

All content, features, and functionality on the Site, including but not limited to text, posts, graphics, logos, icons, images, audio, video, website design, and software (collectively, the “Content”), are the exclusive property of CHERRY TONE LLC or its licensors and are protected by intellectual property laws. You may use the Site for personal, non-commercial purposes only.

You agree not to copy, duplicate, steal, modify, publish, display, distribute, reproduce, store, transmit, post, create derivative works, reverse engineer, sell, rent or license any part of the Content in any way to anyone, without our prior written consent.  You agree to abide by the copyright, trademark laws and intellectual property rights and shall be solely responsible for any violations of these terms and conditions.

4. SPONSORED CONTENT AND AFFILIATE LINKS DISCLOSURE

This Site may include sponsored content or affiliate links, through which we may receive compensation at no additional cost to you. All sponsored content is clearly marked and reflects our genuine opinions. Affiliate relationships do not influence the integrity of our content.

5. THIRD-PARTY LINKS

The Site may contain links to third-party websites or services not owned or controlled by CHERRY TONE LLC. We are not responsible for the content, policies, or practices of any third-party sites. You access such sites at your own risk and should review their respective terms and privacy policies.

6. INTERNATIONAL USERS

The Site is controlled and operated from the United States. We do not represent that the Site or its content is appropriate or available for use in other locations. If you access the Site from outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws. By using the Site, you understand and agree that your information may be transferred to and processed in the United States.

7. USER-GENERATED CONTENT

If you submit or post content to the Site (e.g., comments, testimonials), you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute such content. You represent that you own the rights to such content and it does not infringe on third-party rights.

8. REFUND POLICY

All sales of digital products made through the Site are final. Due to the nature of digital content, we do not offer refunds, cancellations, or exchanges once a purchase is completed. By purchasing, you agree to these terms and understand that all transactions are non-refundable.

9. DISCLAIMER OF WARRANTIES

The Site and its content are provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the Site or the information provided. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. LIMITATION OF LIABILITY

To the fullest extent permitted by law, CHERRY TONE LLC shall not be liable for any damages of any kind arising from your use of the Site, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

11. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless CHERRY TONE LLC, its affiliates, licensors, and service providers from and against any claims, liabilities, damages, judgments, costs, or expenses (including attorneys’ fees) arising out of your violation of these Terms or your use of the Site.

12. FTC COMPLIANCE

We adhere to Federal Trade Commission (FTC) guidelines regarding endorsements, testimonials, and affiliate marketing. All endorsements reflect honest opinions, findings, beliefs, or experiences. We disclose any material connections where applicable.

13. DISPUTE RESOLUTION

Any disputes arising from or relating to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, rather than in court. This provision does not preclude you from pursuing claims in small claims court, where applicable.

If a dispute arises, you agree to attempt informal resolution by contacting us at [email protected] before initiating arbitration.

14. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to conflict of law principles.

15. CHANGES TO TERMS AND CONDITIONS

We reserve the right to revise and update these Terms at our sole discretion. Any changes are effective immediately upon posting to the Site. Your continued use of the Site constitutes acceptance of any modified Terms.

16. CONTACT US

If you have any questions about these Terms and Conditions, please contact us at: Email: [email protected]